四級作文：Credit Cards 信用卡

　　無論在學習、工作或是生活中，大家總少不了接觸作文吧，作文是通過文字來表達一個主題意義的記敘方法。一篇什么樣的作文才能稱之為優秀作文呢？下面是小編收集整理的四級作文：Credit Cards 信用卡，僅供參考，歡迎大家閱讀。

　　Credit Cards

　　1.越來越多的.人使用信用卡 2.信用卡的弊端 3.信用卡有哪些好處

　　可參考［對比選擇型模板］

　　Credit Cards

　　Personal credit cards are becoming more common in China. Banksand other financial institutions are encouraging their customers to change theway they buy things. Credit cards, otherwise known as “plastic money”， arebeing offered on very good terms to encourage the change. Consumers will beable to “buy now, pay later”， and many see this as an advantage。(描述現象段)

　　But people need to be careful. There are dangersassociated with credit cards. Some people find it very easy to exceed theirbudget. They are tempted to purchase goods that they do not really need, andcan become quickly overburdened by debt. The credit cards often charge a highrate of interest, which exacerbates the problems for these people。(說明問題段)

　　However, wisely used credit cards can improve the qualityof people’s lives. They can give people access to money to meet suddenunplanned expenses. Properly handled, they can let people control theirexpenditure and the monthly statements provide a record of where their moneyhas gone。(總結觀點段)

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